LoansWould you like to start or expand your own business? Loans are offered at attractive interest rates on the reducing balance with up to 7 years for repayment. This attractive financing is available for Small and Medium Enterprises with the following sectors: Agriculture Agro-Industry Manufacturing Hotels & Attractions Services
Business LoansThe NPCB will finance 70% of each project with the proposer providing 30% equity. For loans equivalent to US$5,000.00 and under the NPCB will finance 80% and the equity to be provided is 20%. We finance up to 90% for agricultural loans.
Micro Loans (Ezee Biz)This loan is specifically designed for small business purposes.
- Easy application process
- Quick turnaround time
- No physical collateral
- Maintain a minimum balance equivalent to 20% of the loan amount as security
- Collateral is required for all loans.
Personal LoansLoans are also available at affordable rates of interest for:
- House Repairs
- Land Purchase
- Other personal needs
Energy Loans"Go Green"wrth an Energy loan through your PC Bank. Eligible borrowers:
- Commercial and industrial users
- Energy Service Companies
- Manufacturers of energy-efficiency equipment and devices
Use of Funds
- Retrofitting to accommodate: - Energy efficiency - Energy conservation - Alternate energy source
- Specific emphasis on electrictty conservation and solar energy via photovoltaic energy, etc.